Text Size


Platinum Advantage Checking

• $8 a month with a paper statement

• $7 a month with an e-statement


Maintain a $25,000 combines deposit balance in your checking and savings account and receive the platinum advantage checking account for FREE



Financial Benefits


ATMs Nationwide

Use any ATM in the nation. Withdraw money from your account with the assurance that we will not charge a foreign ATM fee. We will also refund up to $5 per statement cycle of the other bank’s surcharge.


Personalized Checks

One order of Platinum Advantage checks will be provided at account opening


Safe Deposit Box Discount

Receive the first year rental free on a 3x5 safe deposit box or a $10 discount on any other size


Personal Loan Discount

Receive a .25% discount on a personal loan with automatic payments.


$100 Discount on Mortgage Closing Cost

When you finance a home with us you’ll receive $100 off your closing cost.


Overdraft Protection

With the discretionary service, we will consider, without obligation on our part, payment of your overdrafts up to $650. Normal charges apply. Ask for details.





Online Banking

With E-Banking, you can easily access all of your account information 24-hours a day, 7 days a week.


Online Bill Pay

10 FREE transaction per statement cycle, and $.50 thereafter. You can schedule future and repeating payments to any business or individual in the country.


Mobile App

Make deposits with your mobile devices conveniently and securely


Bank to Bank Transfer

Easily transfer money from your account to an account at another bank.


Person to Person Transfer

Allows customers to transfer money from their bank account to another individuals account, for $.99 per transfer



Get your bank statements the easy way by accusing them online.



24/7 Telephone banking 1-866-725-8624




Lifestyle Benefits


$10,000 Accidental Death & Dismemberment Insurance

Coverage is provided immediately at no additional charge. Coverage is split equally between authorized signers. Coverage includes several additional benefits related to accidental deaths. The purchase of accidental death and dismemberment insurance is not a deposit of the bank, not FDIC insured, not insured by any federal government agency and is not guaranteed by the Bank and may go down in value.


Travel Assistant Service

Many travel assistance services are included with the above insurance plan and are accessed by simply calling a toll-free number. Also included are valuable medical and emergency assistance service such as medical evacuation and repatriation of remain benefits while traveling more than 100 miles from your home, including abroad. Simply call a toll-free number for support.


Prescription Drug Discount (This is not insurance)

You and your family will receive discounts on many of your prescriptions through local participating pharmacies and major chains.



If you become a victim of identity theft, call the toll-free number, and you will be assigned to a highly qualified fraud specialist who is your single source to help you resolve your problem from start to finish. You save some time, avoid the frustration and get your problem corrected with the unlimited, one-on-one help of an expert. Call the toll-free number and provide the member ID number. Don’t wait, call CYBERSCOUT for advice before you become a victim and go to the member benefit website for valuable news and resources, helping you learn how to stand up against identity theft.


Cellular telephone Protection

Automatic coverage & No Separate Enrollment

This service will reimburse the enrolled accountholder fro the damage to or theft of eligible Cellular Wireless Telephones up to $250.00 per claim. Coverage is subject to a fifty-dollars ($50.00) co-payment per claim and a maximum of two (2) claims per twelve (12) month period. The maximum benefit limit is $250.00 per claim and $500.00 per twelve (12) month period. You must charge your monthly Cellular Wireless Telephone bill to your Platinum Advantage Checking account. Lease and pay as you go plans are excluded. other details are in the Guide to Benefit.


Identity IQ Protect Pro

By enrolling in Platinum Advantage checking, you become eligible for one complimentary identity IQ Protect Pro membership per household. This is an OPTIONAL service & requires separate enrollment on your behalf. Your membership in Platinum Advantage Checking does not automatically include an identity IQ Protect Pro membership. Identity IQ provides you with financial peace of mind, making you an informed and proactive consumer with a team of experts to support you. Know what is in your credit report, watch for changes in your credit score and receive alerts if something changes in your credit file. Plan your best defense with our identity theft restoration products. Our identity and credit related services harness and integrate the poser of the most advanced business information resources to inform, protect, alert and assist you in the event of identity theft or credit reporting problems. Your membership entitles you to one complimentary membership per household. (Additional family members may enroll at a 25% discount off the retail price.)





Other Great Checking Options


If you don’t feel that Platinum Advantage Checking meets your needs then we offer several other checking options that can. From interest accounts to no service charge accounts, there’s something for everyone!


First Advantage Checking

• $50 opening deposit required

• $5 service charge with paper statements

• $3 service charge with E-statements

• Service charge waived with $500 minimum balance

• No minimun balance requirements

• Unlimited check writing

• Instant Issue Debit Cards

• Internet Banking

• Mobile Banking

• Mobile Deposit

• Bank to Bank Transfers

• $0.99 Person to Person Payments

• 10 Free Online Bill pay transaction per month

            - $0.50 each thereafter

• Overdraft protection pf $650*


Basic Checking

• $50 Opening Deposit

• $3 Service Charge with paper statements

• Service charge waived with E-Statements

• No minimum balance requirements

• Unlimited Check Writing

• Instant Issue Debit Cards

• Internet Banking

• Mobile Banking

• Overdraft Protection of $650*


Interest Plus Checking

• $50 opening deposit required

• Earn interest if balance $1000 or more

• $9 monthly service charge if balance below $1000

• Unlimited Check Writing

• Online Banking

• Instant Issue Debit Card

• Overdraft protection of $650*


Golden Advantage 60+

• $50 opening deposit required

• No monthly service charge

• No minimum balance requirements

• Free box of Golden Advantage Checks Annually

• Unlimited check writing

• Instant Issue Debit Card

• 2 Free per month Cashier’s Checks or Money Orders

• Internet Banking

• Mobile Banking

•*E-Services available with $3 Service Charge (Waived with enrollment of E-Statements)

• Bank to Bank Transfers

• $0.99 Person to Person Transfers

• 10 Free Online Bill pay transactions per month

            - $0.50 each thereafter

• Overdraft protection of $650*