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Protect Your Wealth and Start Paying Yourself

The freedom to live the retirement lifestyle of your choice with more time to spend with your friends and family can make your retirement years truly enjoyable.  However, this is not the time to become complacent about your financial initiatives.  Stay open to new ideas and opportunities to leverage your money, even if you are satisfied with your products and their performance.

Here are some ways First National Bank at Paris can help you fortify your financial position during your retirement years:


Conserve time, money and paper with First National Bank at Paris’s convenient checking accounts with online banking and bill pay and no-charge ATM services – You’ll reduce the time it takes to pay your bills and save on the expense of printed paper checks and postage while helping the environment as well.

Platinum Rewards Checking

  • Minimum opening deposit of $50
  • Service charge of $7 to $8 a month
  • $10,000 accidental death & dismemberment insurance
  • ID theft service
  • Free debit card
  • E-statements or paper statements
  • Entertainment, shopping and loan discounts

Golden Advantage Checking

  • Minimum opening deposit of $50
  • Age 55 or older
  • No service charge
  • Free Golden Advantage checks
  • Free Notary service
  • Free travelers' checks
  • Two free cashier's checks per month
  • Two free money orders per month
  • Free debit card

Interest Plus Checking

  • Minimum opening deposit of $50
  • Earn interest if balance is $1,000 or more
  • $9 monthly service charge if balance falls below $1,000
  • Unlimited check writing
  • Free debit card
  • Free internet banking

Relieve your family from making difficult decisions  –  Decisions about the disposition of your estate, a living will, burial and funeral arrangements can be made now so your wishes will be known and your family will be relieved of making important decisions under duress.


Rent a safe deposit box  – This a convenient place to store important items that would be difficult or impossible to replace.  First National Bank at Paris’s safe deposit boxes offer privacy and in most cases, greater security. Than keeping your valuables and important documents elsewhere.  Additionally, some insurance companies charge lower insurance premiums on valuables kept in a bank's safe deposit box instead of at home.

For help determining the best accounts and products for sound and productive money management during your Retirement Lifestage, please contact us.

Tips for Effective Financial Management

  • Take advantage of senior discounts wherever you can, and don’t be shy in asking for them.
  • Do not invest with someone you don't know.  Scams targeted at retirees abound.  Your investment opportunities should be carefully researched and verified by reputable professionals.
  • Be informed.  From your investments to your insurance you’ll want to audit your current portfolio and policies and make the necessary changes to reflect your needs and preferences as a retiree.
  • Create a complete and detailed listing of your financial, investment, insurance and trust products and put a copy in your safe deposit box.